Common Questions
Renters Insurance FAQ
Answers to the questions Indiana renters ask most.
It's not required by the state, but many landlords require it as a condition of the lease.
It typically excludes flood damage and often earthquake damage, along with normal wear and tear.
Usually only the policyholder and immediate family are covered, so roommates typically need their own policy.
Renters insurance covers your belongings and liability, not the structure itself, which stays your landlord's responsibility.
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